Bankruptcy- relief from crushing debt

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Making the decision to file bankruptcy is never an easy one. 

The Attorneys at All Legal Solutions have helped thousands of clients across the Downriver, Metro Detroit, and Southeast Michigan areas, from our Taylor law offices since 1986.

The Lawyers in our office understand the complexities of bankruptcy law, as it applies to individuals, as well as corporations. We will begin by assessing your personal situation. From there, based on our extensive experience, our Bankruptcy Specialists will make recommendations for debt relief under the bankruptcy law, which best suit your needs.

We will stand with you through the entire process, and ensure that every part of the process is as smooth as possible. Debt can feel like someone is crushing you with a heay object. The Bankruptcy specialists at All Legal Solutions are here to remove the weight. We will help you to regain your feet.

Our team has helped thousands of people over the years, to reorganise their lives under the United States Bankruptcy laws.

These areas include:

Ann Arbor

Belleville

Brownstown

Canton

Carleton

Dearborn

Dearborn Heights

Detroit

Ecorse

Garden City

Gibraltar

Huron Township

Inkster

Lincoln Park

Livonia

Melvindale

River Rouge

Riverview

Rockwood

Taylor 

Van Buren Township

Wayne

Westland

Woodhaven

Ypsilanti

Our Attorneys and Lawyers  are experienced specialists who work hard to protect our clients' interests, and get the best possible outcome in each and every situation. 

Our clients are hard working people, who deserve a second chance, and a fresh start. We help them get there.

What is the difference between Chapter 7, 11, and 13 bankruptcy?

A chapter 7 bankruptcy is designed to discharge most of your debts, if not all. Under a chapter 13 bankruptcy, a payment plan is structured, where you pay back part of the amount you owe to your creditors and then your debts are discharged after 3 or 5 years. Chapter 11 is generally for businesses to reorganise.

What are the advantages of a Chapter 7 Bankruptcy?

You get to discharge most if not all of your debt without having to make payments going forward. Your debts are usually discharged within 4-6 months.

What are the disadvantages of a Chapter 7 Bankruptcy?

You have to give up some if not all of your property. Not everyone qualifies for 

Chapter 7 Bankruptcy. In order to qualify, you must not earn more than a maximum allowed income.

What are the advantages of a Chapter 13 Bankruptcy ?

In Chapter 13 Bankruptcy, you get to keep all property. Chapter 13 Bankruptcy provides an opportunity for some in foreclosure to keep their homes and catch up on the arrearage over time. This form of bankruptcy may lower the payments you are currently making on your property. Chapter 13 Bankruptcy may protect co-signers of debts as well.

What are the disadvantages of a Chapter 13 Bankruptcy?

In Chapter 13 Bankruptcy, you must make payments over a number of years, and 

pay a percentage of your debts. If you are unable to make your payments, your case can be dismissed, and creditors maybe able to come after your assets and property.